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Can measuring character increase lending to SMEs?

Psychometric tools

This study explains how alternative credit screening approaches increased access to financing for small and medium-sized enterprises (SMEs) in Peru. Learn about:

  • The first time a psychometric tool has been used commercially to assess SME creditworthiness in Latin America and the Caribbean, screening nearly 2,000 entrepreneurs. 
  • The effectiveness of these tools in increasing lending to SMEs with no credit history.
  • The role that Fintech companies can play in working with financial institutions to assess creditworthiness.

You can also download the publication directly from here.

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